QUEBEC TRUST COMPANY

|quebec fiduciary|quebec tax planning|quebec testamentary trust|quebec trust company With $150 billion in managed assets, Desjardins is the largest trust company in QuŽbec. A trust company is the only legal person authorized to be a trustee. A trust company in Quebec, remains one of the most effective tax and asset protection planning tools available today.

As a state-chartered trust company, annual examinations are conducted to assure accounts are managed in accordance with sound fiduciary principles. Desjardins Trust is the largest trust company in QuŽbec and one of the largest in Canada.

Furthermore, the manufacturing and investment fund distribution
activities of Desjardins Trust company were transferred to the FŽdŽration des caisses Desjardins du QuŽbec, and trust-related activities are now carried out in a trust company related to the FŽdŽration.

This segment now includes the activities of Desjardins Financial
Security, a component that was previously included in the insurance, trust
company and asset management segment.


The largest cooperative financial group and trust company in Canada amd Quebec with 5 million member-owners, Desjardins is proof that a cooperative organization can be sound and profitable. Values such as equity, solidarity and social responsibility are what set Desjardins apart from other financial groups and trust companies who must answer to their shareholders. Desjardins Group instead puts money at the service of its members. That's the Desjardins difference.

Desjardins Trust company reserves the right to change the terms and conditions at any time in Quebec without advance notice. The Desjardins Trust company currently provides users with a wide selection of products and services available through its service network.

Desjardins is independent trust company located in Quebec, serving high net-worth families and companies with substantial cross-border operations. As a trust company, well established in Quebec, we provide trust and investment services on a personal basis. We have the experience in personal trust and investment.


Will Desjardins Trust Company work with my attorney when drafting my trust document? Who may I contact at Desjardins Trust Company to inquire more about establishing an account relationship in Quebec? As an trust company located in Quebec, Desjardins Trust Company has created alliances with proven money mangers to provide objective and quality investment management services for our clients.

We have collected together, here, an incredible resource site devoted purely to branch banking and trust company. Enclosed are the trust company charter application forms which you have requested from Quebec.

A complete original map printed by a reliable source showing the location of the proposed trust company. It should be determined whether the proposed officers and directors, as a group, have sufficient fiduciary experience, ability, standing, competence, trustworthiness, and integrity to justify a belief that the proposed Quebec trust company will operate in compliance with law and that success of the proposed Quebec trust company is probable.

At the hearing all organizers of the proposed state trust company and any person making a timely written protest against the application may appear. A private trust company may terminate its status as a private trust company and commence transacting business with the general public in Quebec.



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