Tax optimization MAXIMIZE YOU TAX SITUATION

The aim of tax optimization is to help you reach your personal goals while achieving significant savings through a rigorous and methodological action plan.

Our specialists formulate customized wealth strategies that include:

  • in-depth analyses of your professional and personal situation;
  • personalized recommendations linked to your investment management, asset protection, intergenerational transfer and philanthropic goals;
  • follow-ups and regular adjustments.

If you are already doing business with a tax expert, our specialists can look over your tax strategy to ensure you are benefiting from the best solution.

Business succession Make sure that your business is transferred smoothly and continues to prosper in the long term

As an entrepreneur who worked hard to drive growth for your business, you have every reason to be proud. When you prepare to pass the torch to family members, employees or external buyers, you'll want support to analyse each step of this major transition.

Because of our close ties with Desjardins Capital - External link. This link will open in a new window.—whose mission is to actively contribute to Quebec's collective wealth—we're able to support you throughout the process. From identifying potential successors to financing the transfer, we act as a bridge between you and the buyer.

During this process, would you like to get an idea about how much your company is worth? With our market knowledge and financial modelling skills, we'll be able to conduct various analyses to provide you with a preliminary market value for your business.

At the same time, our team of tax specialists will assess the potential tax impacts, as well as the advantages and disadvantages of an estate freeze transfer. In summary, we've thought of everything—let us help you draw up a business transfer plan that meets your needs and ensures your wishes are respected.

Intergenerational transfer ensuring a lasting legacy for future generations

Your family is central to our priorities. That's why it's so important to us that we properly prepare your succession. Organizing the transfer of your estate for future generations is a vital element in helping you achieve peace of mind. Our specialists will analyze your situation as a whole and propose an estate and trust plan that addresses your concerns and goals. To ensure continuous alignment with your needs, we see that your plan is adjusted at every important stage in your life.

Our team of trust managers has the knowledge and legal competencies required to ensure a lasting legacy and a harmonious and stress-free transfer of your assets.

Whatever happens, your beneficiaries will be protected at all times.

PORTFOLIO MANAGEMENT AN INSTITUTIONAL APPROACH

Since 1994, our portfolio manager, Desjardins Investment Management Inc., has been handling diversified mandates.

Desjardins Private Wealth Management works with the most talented specialists around the world to manage its Canadian, American, international and emerging market portfolios. This "manager management" approach is a key advantage that most other asset managers cannot offer.

Furthermore, our portfolio managers have extensive experience in all kinds of asset classes, market sectors and investment styles. Every day, they seek the best solutions to meet your personal objectives while taking into account your investor profile and priorities, creating the optimal balance with our global mandates.

Philanthropy building a better world

Interested in contributing to the betterment of society in your own way? We have a smart solution to support the cause that matters most to you.

Desjardins Endowment Funds

More than just a vehicle for donations, Desjardins Endowment Funds are a long-term investment in the cause that is important to you. They enable you to make immediate donations or leave a planned gift.

You can contribute to Desjardins Endowment Funds through:

  • Cash donations
  • Life and health insurance
  • Securities
  • Real estate
  • Artwork

A host of advantages

  • Ongoing support for the causes that matter most to you after your death
  • Funds under management entrusted to one of the world's safest financial institutions
  • Competitive management fees and high-level investment expertise
  • Tax benefits

Whatever the cause, your donations will be administered so as to safeguard your commitment and ensure the revenues are used for your chosen cause based on your personal values.

BANKING MATTERS A ONE-STOP SERVICE

Desjardins Private Wealth Management offers you a one-stop service for all your transactional and financial needs.

Managing your personal and family finances can be very time-consuming. And we understand that your time is precious. That's why our experts create innovative, personalized solutions that meet your personal and family needs, so you can enjoy life to the fullest.

Through advice and guidance, the Desjardins Private Wealth Management team can help with all your conventional or specialized needs. Thanks to the close collaboration among your customer service team members, our specialists always have a comprehensive view of your personal and family needs, while taking into consideration the numerous complexities that may arise and the projects that matter most to you.

Our services apply to your immediate family (spouse, children and parents), as well as to your fund companies and trusts.

Exclusive assistance service

The goal of Desjardins Private Wealth Management's assistance services is to simplify your life and give you more time for yourself and your loved ones.

You benefit from confidential consulting, referral and assistance services.

  • A dedicated line
  • A single number for all services
  • Prompt responses when you need help

Our classic concierge-style services include organization of travel and professional or personal trips, reservation of VIP places for major events, and access to privileged services and exclusive promotions with partner hotels.

The professionals with whom we work are all members of recognized professional associations. They are licensed to provide services and they all meet our stringent standards.

To effectively respond to all your requests, they work with our network of privileged suppliers and use computer-based search tools.

For you, this means prompt solutions to requests pertaining to:

  • Everyday living
  • Travel
  • Shows, sports and other events
  • Organizational consulting and support

We want to offer you the services that best meet your expectations, from the most extravagant to the simplest. Take advantage of this exclusive service now!

Life and property insurance a Desjardins Private Wealth Management exclusive

You have significant assets and sophisticated needs. You therefore seek innovative solutions in preserving, protecting and passing on your assets in order to maintain a lasting legacy.

Insurance products allow you to properly plan these aspects by minimizing your risks while enjoying the flexibility of a personalized solution.
Benefits:

  • Life insurance products offering tax-efficient investment strategies
  • Premium protection for your properties and assets (jewellery, boats, artwork, luxury cars)
  • A dedicated team of specialists in financial security and property and casualty insurance to answer your questions promptly

International services Like your business projects, our services have no borders!

Together with our international partners, we assist you with all your projects abroad.

  • International investments
  • Comprehensive financial services
  • Financing for international purchases
  • Country-specific wealth management assistance

Desjardins Bank

Established in Florida, Desjardins Bank truly is the extension of your caisse in Québec, yet it's not far from your part-time home in the sunshine state.

Desjardins Transatlantique – Private Wealth Management

Whether you're from here or elsewhere, to help you carry out your business projects and your investments anywhere in the world, we've created Desjardins Transatlantique – Private Wealth Management. This division is the result of the combined efforts of two of the strongest financial institutions in the world and leaders in wealth management, optimization and transfer.

Learn more about Desjardins Transatlantique – Private Wealth Management

Desjardins Wealth Management, Private Wealth Management

CIC 
Banque Transatlantique

Take the step up to private wealth management today!

Our experienced specialists and multidisciplinary expertise can offer you solutions adapted to your situation, no matter how complex.

Contact us now!

Meet your private wealth manager today!

Our Private Wealth Managers are available at any time to meet with you and analyze your situation.

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